Terms & conditions

Last updated: May 8, 2026

1. Acceptance of terms

By accessing and using the website at theinsuraty.com (the "Site"), you accept and agree to be bound by these Terms & Conditions. If you do not agree to these terms, you should not use this Site. INSURATY INC ("we," "us," or "our") reserves the right to modify these terms at any time. Continued use of the Site following any changes constitutes acceptance of those changes.

2. Services description

INSURATY INC is a direct business lender providing financial services including working capital loans, revenue-based financing, equipment financing, and business funding. The information on this Site is provided for general informational purposes and does not constitute a binding offer of financing. All funding is subject to underwriting approval and verification of business qualifications.

3. Eligibility

Our services are intended for businesses operating within the United States. By submitting an inquiry through our Site, you represent that you are authorized to act on behalf of the business entity and that the information provided is accurate and complete.

4. Use of the site

You agree to use this Site only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the Site in any way that violates applicable law or regulation.
  • Submit false, misleading, or fraudulent information.
  • Attempt to gain unauthorized access to any part of the Site or its systems.
  • Use the Site to transmit unsolicited communications or malicious content.

5. Intellectual property

All content on this Site, including text, graphics, logos, images, and software, is the property of INSURATY INC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our prior written consent.

6. SMS terms & conditions

By opting in to SMS/MMS communications from INSURATY INC, you consent to receive recurring marketing and promotional text messages sent using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.

Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply.

Opt-out: You may opt out at any time by replying STOP to any message you receive from us. Upon receiving your opt-out request, we will confirm your removal and you will no longer receive SMS messages from us.

Help: For assistance, reply HELP to any message or contact us at chris@theinsuraty.com.

Consent is NOT a condition of purchase. You are not required to consent to receive text messages as a condition of obtaining any products or services from INSURATY INC.

7. Disclaimer of warranties

This Site and its content are provided "as is" and "as available" without warranties of any kind, either express or implied. INSURATY INC does not warrant that the Site will be uninterrupted, error-free, or free of harmful components. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

8. Limitation of liability

To the fullest extent permitted by law, INSURATY INC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this Site or our services, regardless of the theory of liability.

9. Indemnification

You agree to indemnify and hold harmless INSURATY INC, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of this Site or your violation of these Terms.

10. Governing law

These Terms shall be governed by and construed in accordance with the laws of the State of Maryland, without regard to its conflict of law principles. Any legal action arising from these Terms shall be filed in the courts located in Prince George's County, Maryland.

11. Contact information

For questions about these Terms & Conditions, contact us at:

INSURATY INC
16701 Melford Boulevard, 400
Bowie, MD 20715
chris@theinsuraty.com